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Here are the major types of credit cards: These cards are a good option for the consumer with a thin credit file, which means you don’t have much of a credit history.A few have cashback benefits, and many have features for organizing your budget.By paying a refundable deposit of say, 0, you basically borrow off of that money with a credit limit that usually matches the deposit.For example, with the Discover it Secured Card, there is no annual fee, and your account is reviewed after 8 months to see if you can transition to an unsecured line of credit, meaning no deposit is needed.From student and credit builder to cash back and balance transfer, there are myriad cards out there.With them, you can improve your credit, save money and enjoy the convenience of plastic.

For example, the Citi Thank You Preferred Card for College Students allows you to earn 2,500 bonus signup points after a 0 spend within the first 3 months of account opening, which can be used for on gifts cards, electronics and other rewards when redeemed at

For example, the Discover it chrome for Students allows you to earn 2% cash back at restaurants and gas stations on up to

For example, the Citi Thank You Preferred Card for College Students allows you to earn 2,500 bonus signup points after a $500 spend within the first 3 months of account opening, which can be used for $25 on gifts cards, electronics and other rewards when redeemed at

For example, the Discover it chrome for Students allows you to earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.

Designed almost entirely for credit building, these cards are ideal for someone with bad credit who needs to reset his finances.

This card is a good segue into the world of rewards cards.

With these cards, you can get a signup bonus up to $300 and enjoy cash back for specific categories or for all purchases. For example, with the Wells Fargo Cash Wise, you can earn $200 after a $1,000 spend in the first 3 months, and 1.5% cash back on almost every purchase.

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For example, the Citi Thank You Preferred Card for College Students allows you to earn 2,500 bonus signup points after a $500 spend within the first 3 months of account opening, which can be used for $25 on gifts cards, electronics and other rewards when redeemed at For example, the Discover it chrome for Students allows you to earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.Designed almost entirely for credit building, these cards are ideal for someone with bad credit who needs to reset his finances.This card is a good segue into the world of rewards cards.With these cards, you can get a signup bonus up to $300 and enjoy cash back for specific categories or for all purchases. For example, with the Wells Fargo Cash Wise, you can earn $200 after a $1,000 spend in the first 3 months, and 1.5% cash back on almost every purchase.

,000 in combined purchases each quarter.

Designed almost entirely for credit building, these cards are ideal for someone with bad credit who needs to reset his finances.

This card is a good segue into the world of rewards cards.

With these cards, you can get a signup bonus up to 0 and enjoy cash back for specific categories or for all purchases. For example, with the Wells Fargo Cash Wise, you can earn 0 after a

For example, the Citi Thank You Preferred Card for College Students allows you to earn 2,500 bonus signup points after a $500 spend within the first 3 months of account opening, which can be used for $25 on gifts cards, electronics and other rewards when redeemed at

For example, the Discover it chrome for Students allows you to earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.

Designed almost entirely for credit building, these cards are ideal for someone with bad credit who needs to reset his finances.

This card is a good segue into the world of rewards cards.

With these cards, you can get a signup bonus up to $300 and enjoy cash back for specific categories or for all purchases. For example, with the Wells Fargo Cash Wise, you can earn $200 after a $1,000 spend in the first 3 months, and 1.5% cash back on almost every purchase.

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For example, the Citi Thank You Preferred Card for College Students allows you to earn 2,500 bonus signup points after a $500 spend within the first 3 months of account opening, which can be used for $25 on gifts cards, electronics and other rewards when redeemed at For example, the Discover it chrome for Students allows you to earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.Designed almost entirely for credit building, these cards are ideal for someone with bad credit who needs to reset his finances.This card is a good segue into the world of rewards cards.With these cards, you can get a signup bonus up to $300 and enjoy cash back for specific categories or for all purchases. For example, with the Wells Fargo Cash Wise, you can earn $200 after a $1,000 spend in the first 3 months, and 1.5% cash back on almost every purchase.

,000 spend in the first 3 months, and 1.5% cash back on almost every purchase.

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